About arcturus

➥ Our focus is on investments, pensions, retirement, estate and tax advice.

➥ Our goal is to assist clients in meeting their financial planning requirements as they move through the different stages of their lives.

➥ Our aim is to deliver outstanding service and advice, at a fair price.

Independence

➥ We are independent financial advisers, which means we are not just restricted to either one or a limited number of product providers.

➥ This enables us to provide what we believe to be the best solutions from the widest of choices.

➥ In an industry that prefers to complicate, we strive to keep financial advice as simple as possible.

➥ The “Ockham Razor” principle states the simplest explanation is usually the best one.

➥ Finance need not be complicated - quite the opposite.

➥ High charges and fees erode your long term investment returns.

➥ The 20 - 30 - 40 approach to investment portfolios keeps total charges well under 1%.

➥ The power of compounding returns over long periods of time should not be underestimated.

➥ Cost control is absolutely central to the service we offer to our clients. Control cost early - or count the cost later.

➥ Client investment portfolios are designed to target competitive returns.

➥ The principal benchmark for measuring portfolio returns is the PIMFA Private Investor Index Series.

➥ The indices include weightings of equities, bonds, real estate, cash and alternative investments.

➥ These indices are used to benchmark client portfolio performance on a broadly ‘like for like’ basis.

A client scenario will typically include:

➥. Review of cash savings and mortgages ➥ Expected future cash needs and cash inflows

➥ Tax-free income and allowances ➥ Review of pensions ➥ Estate planning, inheritance, gifting

➥ Assessment of risk appetite and timeframes ➥ Previous investing experience ➥ Investment platform suitability

➥ Review of available investment categories ➥ Investment research and selection ➥ Long term asset allocation

➥ Arcturus's name comes from the Greek words for "bear guard" because it's almost in a direct line with the tail of Ursa Major, the Great Bear (more)